Skyro and JoyRide Join Forces to Help More Filipinos Move Forward Financially

Filipinos waiting for their next ride now have more ways to access credit through Skyro. The SEC-registered fintech company has partnered with JoyRide Superapp, the country’s leading homegrown mobility superapp, to bring SkyroCredit and Skyro Cash Loan closer to its millions of users.

From the JoyRide Superapp’s homepage, customers can tap the SkyroCredit banner and apply for a reusable credit line they can use for everyday spending anywhere QR Ph is accepted. Once approved, customers start with a credit limit from ₱1,000 to ₱10,000, which can grow up to ₱100,000 with regular use and on-time payments.

Whether for grocery runs, dining out, shopping, buying load, or gas, customers can pay with their available limit instead of cash upfront and settle their balance later, with up to 45 days at 0% interest.

On top of that flexibility, SkyroCredit offers up to 30% cashback on every purchase, up to ₱1,000 per month. Every ₱1 in cashback is worth ₱1 off their next purchase and can be redeemed once their balance reaches ₱100.

JoyRide customers can also apply for a Skyro Cash Loan of up to ₱250,000, depending on eligibility. Loan terms range from three to 18 months, with interest rates starting at 1.5% per month.

Filipino customers aged 18 to 70 only need one valid government-issued ID and an active Philippine mobile number to apply for either product. Those interested in a Skyro Cash Loan can tap the banner on the app’s homepage or visit https://go.skyro.ph/Y6ZlM3 to apply. Once approved, they can receive their cash within 24 hours through their chosen e-wallet or bank account.

The collaboration allows Skyro to expand its distribution network through JoyRide’s established platform, with more products expected to be offered through the partnership in the coming months.

“JoyRide Superapp is one of the most widely used mobility and delivery platforms in the Philippines, which makes this partnership very exciting for us. It also reinforces Skyro’s commitment to making friendly and accessible financial solutions available to more Filipinos through platforms that are already part of their everyday lives. We look forward to bringing more of our financial products to JoyRide customers as the partnership grows,” shared Nasim Aliev, Skyro co-Founder and co-CEO.

Likewise, the partnership supports JoyRide’s efforts to bring a broader range of offerings to its customers. “We’re with our customers through their daily rides and deliveries. With Skyro on board, if they ever need a hand with their finances, that help is just a tap away, helping them take care of what they need and work toward their goals,” noted JoyRide Philippines President, Neil Sherwin Yu.

Since its launch in August 2022, Skyro has grown to serve more than 2 million active customers nationwide. By partnering with JoyRide, the company is bringing its products closer to more Filipinos through one of the country’s leading mobility platforms.

To learn more about Skyro’s products and services, visit skyro.ph and follow its social media accounts on Facebook, Instagram, LinkedIn, YouTube, and TikTok.

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About Skyro

Skyro is a high-growth, digital-first fintech group delivering scalable, responsible financial access across high-potential emerging markets. Powered by proprietary data science, AI-driven credit decisioning, and alternative-data scoring, the company combines a mobile-native experience with modular fintech architecture to serve underserved client segments at scale.

As of 2026, Skyro has a registered user base of more than 7 million and a credit portfolio exceeding $200 million. The company's ambition is to become a leading full-spectrum financial services group across high-potential markets by combining capability proven at scale with a commitment to building each business around the needs of the market it serves.

https://www.skyro.io/skyro-story

About JoyRide

JoyRide is a leading homegrown superapp in the Philippines, offering safe, reliable, and affordable app-based mobility services across 2-wheel and 4-wheel transport, along with delivery solutions. Founded in 2019 as a motorcycle taxi service, JoyRide has expanded its offerings to include JoyRide MC Taxi, JoyRide Car, JoyRide Taxi Cab, JoyRide Super Taxi Airport Transfer, and JoyRide Delivery, meeting everyday transport and delivery needs through one platform.

With over 20 million app downloads, JoyRide operates 24/7 across Mega Manila, Pampanga, Naga-Legazpi, Cebu, Bacolod, Iloilo, Cagayan de Oro, Iligan, and other areas across the Philippines. JoyRide continues to expand its reach and enhance its services to better serve Filipino commuters and support its growing community of driver-partners.

https://www.joyride.com.ph