Our Expertise
Skyro’s team brings together experience across banking, payments, fintech, risk, analytics, collections, customer acquisition, and customer support
Global financial products built for local culture
Skyro is a fast-growing global fintech group providing accessible and responsible digital banking services in emerging markets
Most finance asks you to adapt. Skyro adapted first
Skyro works the other way around. We build around real financial habits: how people earn, spend, support family, run businesses, prepare for school fees, move through celebrations, and plan around local seasons.
2022
Skyro founded
Skyro was founded in 2022 in the Philippines with a simple idea: digital banking should be fast, intuitive, and easy to use.
2024
Dynamic growth
Skyro has achieved dynamic growth in the Philippines and is set to scale further: business volumes have grown threefold every year for 3 years
2026
Skyro expanding
We are currently focused on expanding from the Philippines to Saudi Arabia, while exploring additional opportunities in Southeast Asia
Our Expertise
Why We Stand Out
That matters because financial products do not launch in a vacuum: every country has its own licenses, customer habits, payment behavior, partner networks, and expectations around credit
600Employees
200+Top-notch experts
5+Team distribution countries
1,600+Sales representatives
Meet the leadership team behind Skyro
Learn about the teamLearn about the teamLearn about the team
Nasim leads Skyro's commercial growth across markets
His focus covers sales, marketing, merchant partnerships, customer acquisition, and the channels that bring Skyro into everyday commerce
Nasim Aliev
Co-Founder & GM Asia
Arsen drives Skyro's product and technology vision
He shapes the platform, engineering, and data foundations that let Skyro scale reliably across every market it operates in
Arsen Lyametov
Co-Founder & CEO
Your financial reality shapes our products — not the other way around
Savings that grow. Loans that get repaid. Real outcomes, not engagement metrics
A budget tool that knows your cultural calendar. Built around harvest seasons, school terms, and Ramadan budgets
You see exactly what you owe, when, and why, before you agree to anything
Your financial reality shapes our products — not the other way around
Products shaped by real financial moments
Inspired by Mark Lester Gonzales
Fast, friendly, and easy when it matters most
Mark wasn't sure what to expect from a loan app, but a friendly Skyro representative walked him through every step. Approval came fast, the interest rate stayed low, and Mark left a much more confident about the whole process.
PoS finance
Inspired by Timbong Oraa
When the expenses are small, but still necessary
It was Timbong's first time applying for credit, and he picked Skyro for its partnership with Palawan Pawnshop and the freedom to choose his own installment plan. The low rate and quick approval left him already thinking about applying for a bigger credit line next time.
Embedded Finance
Inspired by YogiBewear
Budgeting that feels manageable
Some months, the salary just doesn't stretch far enough. That's when Skyro became part of the routine, it is quick to access, easy to manage, and reliable enough to turn into a go-to recommendation for friends.
Credit Line
Inspired by Madith Nomo
From application to approval in no time
The approval for the new phone moved so quickly that the purchase happened almost before it felt real — and a second transaction is already on the way.
PoS finance
Inspired by Ge If
Verified, compliant, and worth the wait
It took Ge 2 hours from application to funds, identity verification included. Compared to other loan apps he'd tried, the rates were lower and the process felt properly regulated.
Credit Line
Inspired by Luzviminda Fuenzalida Turla
What you see is what you pay
Luzviminda had borrowed from Skyro once before — paid it off in full, no surprises along the way. No hidden fees, nothing catching her off guard, just a straightforward reason to come back.
PoS finance
Advanced Finance Solutions, Inc. is certified by the Securities and Exchange Commission. Registration No.: 2022080063542-00. Financing company license No.: F-22-0029-37. Address: 18F, TwoNEO, 3rd Avenue corner 28th Street, Bonifacio Global City, Taguig City, 1634, Metro Manila.
Skyro Lending, Inc.(formerly Jungle Lending, Inc.) is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila.
© 2026 Advanced Finance Solutions, Inc
