
Blog•September 30, 2026
First Salary Coming Soon? Your Paycheck Needs a Plan

Shopping and saving can feel like worlds apart. Shopping requires you to spend, and usually, what you get in return is a brand-new paper bag, your latest purchase, and, of course, the happiness it brings.
But what you might not know is that shopping can come with a little extra.
Shopping rewards can help you get more value from what you spend. With more features now available in financial apps like Skyro Philippines, you can get more out of every scan and every purchase.
From earning cashback when you shop to getting cash when you refer your friends, there are ways to make your spending worthwhile.
You’ve enjoyed using the app. Great! And when you find something useful, chances are, you’ll want to share it with your family and friends.
With Skyro’s Refer and Earn program, sharing can be rewarding, too. Think of it as getting something back for being Skyro’s personal ambassador.

It’s simple:
That’s ₱100 for you and ₱100 for your friend, simply for sharing something you already enjoy using. It’s a little extra that you can put toward your next purchase or keep for something else.
When you shop using SkyroCredit and pay by scanning QR Ph, you can get something back through cashback.

Cashback isn’t the same as earning or generating income. Instead, think of it as one of the ways shopping rewards can give you more value from purchases you were already planning to make.
And here’s where the saving comes in: when you use the cashback you’ve earned toward another purchase, you get to spend a little less out of pocket
That value can add up, too. With SkyroCredit, you can enjoy up to 30% cashback on eligible purchases and establishments, depending on the available offers.
Whether you’re buying something you need or treating yourself, your purchase can come with bigger rewards, too.
Not everyone spends their money the same way. Maybe you spend more on your daily commute, dining out with friends, shopping, or other everyday essentials.

That’s why SkyroCredit lets you choose up to four cashback categories every month, so you can pick those that better match how you spend.

Choose the categories that work for you, use SkyroCredit for eligible purchases, and enjoy cashback based on your selected categories.
Because you get to choose your cashback categories, you can focus on where you already spend the most. That way, your regular expenses can also give you more opportunities to save.
When you come home from shopping, you don’t have to bring back just what you bought. There can be little rewards that help you get more value from the essentials you need and the things you want.
And getting more doesn’t have to be complicated. From cashback on eligible purchases to rewards when you refer your friends, SkyroCredit gives you more ways to make shopping rewarding.
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